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The federal government says more than 108,000 Illinois health insurance customers will benefit from more than $8 million in refunds because of a provision of the nation's health care law.

The U.S. Department of Health and Human Services released the figures Thursday.

The law requires insurance companies to spend at least 80 percent of the premiums they collect on medical care and quality improvement or return the difference to consumers and employers.

The money won't necessarily be a check in the mail. Employers can apply rebates in a way that benefits workers or take a discount on future premiums. Individual policyholders owed a rebate will either get a check, a reimbursement to their credit card account or see a reduction in future premiums.

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